Terms and Conditions

Terms & Conditions - RAIStocks

Effective Date: 13th May 2025

Last Updated: 14th July 2025

These Terms and Conditions (“Terms”) govern your access to and use of our Website and services, including any paid or trial subscription, research reports, Telegram communications, newsletters, and other associated offerings (collectively, the “Services”).

By using our Website or subscribing to any Service, you (“you” or “user”) agree to be bound by these Terms. If you do not agree, please refrain from using our Services.

1. Eligibility

You must be at least 18 years old and legally competent to enter into a binding agreement.
You agree to provide accurate, complete, and updated information during registration or subscription.
Corporate clients or institutions must be represented by duly authorized persons.

2. SEBI Registration and Compliance

We are registered with SEBI as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014, and operate in compliance with the same.
Our research reports and recommendations are independent and based on our professional analysis.
We do not offer portfolio management, investment advisory, or stock broking services.

3. Nature of Services

Our Services include but are not limited to:

Fundamental and/or technical research reports
Investment ideas or calls (intraday/positional/swing/long-term, as applicable)
Educational content and webinars
Paid trial subscriptions or promotional offers
Instagram/email based updates and performance reports

Note: All research and opinions provided are recommendatory in nature. These should not be construed as investment advice or guarantees of return.

Also to be Note: Service Delays & Technical Glitches – At times, there may be technical issues, system updates, or delays in our service due to factors beyond our control, such as internet problems, software errors, or third-party platform outages. Please be assured that we are fully committed to resolving such issues quickly and always act in the best interest of our clients. We appreciate your patience and understanding in such situations.

Noted further: Research Reports & Model Portfolios

As part of our services, we may provide research reports and model portfolios from time to time.

Research reports are created using publicly available information and internal analysis, reflecting our professional views on listed companies or sectors. These are factual and not tailored investment advice.
Our model portfolios are based on the research reports and represent hypothetical allocations for educational purposes. These are not personalized recommendations or real-money portfolios.
Clients are advised to exercise independent judgment and/or consult a financial advisor before making any investment decisions based on our research content.

4. Risk Disclaimer

Securities markets are subject to market risks. Investment in equities, derivatives, and other instruments is inherently risky and may result in loss of capital.
Past performance is not indicative of future performance.
Users must exercise discretion and consult with their financial advisor before making any investment decisions based on our research.
We shall not be liable for any financial losses, damages, or liabilities arising from your investment decisions.

5. User Conduct

You agree:

Not to misuse the Website or Services for unlawful or unauthorized purposes.
Not to reproduce, distribute, or transmit our research content to others without written permission.
Not to share, sell, or disclose your access credentials or subscription benefits.
Not to publish our content on social media, apps, or third-party websites without consent.

Violation of these terms may result in termination of access and legal action.

6. Intellectual Property

All content on the Website, including research reports, analysis, text, graphics, logos, audio, and visual material, is the intellectual property of RAIStocks.com / Nikhil Kumar Sahu and protected under applicable copyright and trademark laws.
No part of the Website or Services may be copied, modified, republished, or reused without prior written approval.

7. Subscription and Payment Terms

Subscription fees, trial charges, and payment terms are displayed on the website and/or communicated during onboarding.
All payments made are non-refundable, except as provided under the Refund Policy.
Access to services begins after full payment and required compliance (e.g., KYC).
We reserve the right to modify pricing or discontinue services, with prior notice to users where applicable.

Service Delays & Technical Glitches – At times, there may be technical issues, system updates, or delays in our service due to factors beyond our control, such as internet problems, software errors, or third-party platform outages. Please be assured that we are fully committed to resolving such issues quickly and always act in the best interest of our clients. We appreciate your patience and understanding in such situations.

Trial Services – Nature and Scope

Purpose of Trial Services:

The Trial Service is offered solely for the purpose of evaluation. It is intended to help you assess the relevance, suitability, and overall utility of our research services before opting for a full subscription. By enrolling in the trial, you acknowledge that this is a limited access service designed for testing and review purposes only.

Scope and Limitations:

During the trial period, you may not receive the complete suite of services offered to full-service subscribers. However, you will be granted access to the full-service dashboard, allowing you to view and track the trades and research ideas shared with full-service clients. This access is provided to enable you to make an informed decision about subscribing to the full version of our services.

Responsibility and Risk Management During Trial:

Even while using trial services, you are expected to strictly adhere to the Capital Protection and Risk Management Responsibility guidelines outlined in the Raistocks Do’s and Don’ts. These guidelines are designed to help you manage risk and evaluate the performance of the service under realistic trading conditions.

Evaluation and Independent Judgment:

You are encouraged to follow the recommendations provided within the trial and evaluate the outcomes independently. The trial is intended to assist you in determining whether our services align with your trading style, risk appetite, and financial goals. Any decision to subscribe to the full service shall be based on your sole discretion and judgment.

Trial Service Delivery

Our subscription service offers research-driven market insights and trade guidance, designed to support informed decision-making and responsible risk-taking.

Content Delivery:

Trade Recommendations (entry, target, stop-loss) will be shared via Telegram for easy and timely access.
The full research, strategy logic, technical context, market conditions, and risk management insights will be available on the Client Dashboard (accessible via secure login).
Performance tracker is available for trial users in the dashboard.

Disclaimer Regarding Performance Tracker

The Performance Tracker is updated in good faith and reflects the research team’s assessment of outcomes based on publicly available price data. Minor variations may exist due to client execution price, market slippage, or platform timing. This tracker is educational and does not represent a promise of returns or financial guarantees.

The following services are not available to trial users.

Market Sentiment, Market Cycle, and Sectoral Trends
Technical Setups: Support & Resistance, Chart/Candlestick Patterns
Breakouts, Retests, and Market Structure
Trade Setups with Strategy Explanation
Risk Management Framework: Allocation & Rebalancing Guidelines
Research Reports & Model Portfolios

Subscription Service

Our subscription service offers research-driven market insights and trade guidance, designed to support informed decision-making and responsible risk-taking.

1. Content Delivery

Trade Recommendations (entry, target, stop-loss) will be shared via Telegram for easy and timely access.
The full research, strategy logic, technical context, market conditions, and risk management insights will be available on the Client Dashboard (accessible via secure login).

2. Scope of Information Available on Dashboard

Market Sentiment, Market Cycle, and Sectoral Trends
Technical Setups: Support & Resistance, Chart/Candlestick Patterns
Breakouts, Retests, and Market Structure
Trade Setups with Strategy Explanation
Risk Management Framework: Allocation & Rebalancing Guidelines
Performance tracker

Disclaimer Regarding Performance Tracker

Clients Responsibility for our services

Clients are encouraged to log in regularly to the dashboard for full context before acting on any recommendation. Telegram messages are for convenience, but complete decision-making should be based on the full research presented in the dashboard.

Disclaimer: All services are educational and represent the analyst’s research view. These are not personalized investment recommendations. Clients must assess suitability or consult a financial advisor before making any decisions.

8. Refund and Cancellation Policy

Refunds are processed only in case of billing errors or duplicate payments, or as required under law.
Refunds shall be made for an unused period subject to certain deductions or dissatisfaction with performance which is stated in the MITC (Most Important Terms & Conditions) or subscription agreement or you can check our website.
Subscription can be cancelled by the user any time, but refunds will be issued for the unused period subject to certain deductions.
In case of early termination of services by either party, only the unused portion of the advance fee for the remaining period subject to deductions of Statutory levies and taxes paid to government authorities, Any payment gateway processing fees or administrative charges incurred shall be refunded.
Refunds will be made within a reasonable timeline post-verification.

9. Raistocks.com – Most Important Terms & Conditions (MITC)

Welcome to Raistocks. We are a SEBI-registered Research Analyst committed to ethical practices, transparency, and client-first research services. The following are our Most Important Terms & Conditions (MITC), as mandated by SEBI and the Research Analyst Administration and Supervisory Body (RAASB):

1. No Execution of Trades

Raistocks (the Research Analyst) is strictly a non-execution-only service provider. We are not authorized to buy/sell/execute any trades on behalf of clients. Clients are strongly advised not to permit Raistocks.com or its team to operate or access their trading/demat/bank accounts.

2. Fee Cap (for Individual and HUF Clients Only)

Raistocks.com shall not charge more than the fee limits prescribed by SEBI/RAASB.

Current Fee Limit: ₹1,51,000/- per annum per client family for all research services combined.

This limit excludes taxes/statutory charges.
This cap does not apply to non-individual clients or accredited investors.

3. Fee Collection & Refunds

Clients may choose to pay in advance (maximum of one year at a time).
In case of early termination of services by either party, only the unused portion of the advance fee for the remaining period subject to deductions of Statutory levies and taxes paid to government authorities, Any payment gateway processing fees or administrative charges incurred shall be refunded.
Refunds will be made within a reasonable timeline post-verification.

4. Accepted Payment Modes

All payments to Raistocks.com must be made via cheque, UPI, NEFT/RTGS, or online banking.
Cash payments are strictly prohibited.
Optionally, clients may choose to pay via BSE’s Centralized Fee Collection Mechanism (CeFCoM), if preferred.

5. Conflict of Interest Disclosures

Raistocks.com abides by all SEBI/RAASB regulations to identify, disclose, and mitigate conflicts of interest. If any actual or potential conflict arises during service delivery, we will promptly inform the client with full transparency.

6. No Guaranteed Returns / Fixed Income Schemes

Raistocks.com does not offer guaranteed or assured return schemes of any kind. Such schemes are illegal and should be reported immediately if encountered.

7. No Promise of Profit or Accuracy

The accuracy of research reports, projections, or recommendations is not guaranteed. All research is based on publicly available data, professional analysis, and assumptions at the time of publication. Past performance is not indicative of future returns.

8. Market Risk Disclosure

All trades and investments made based on our research are subject to market risks. Clients must use their own judgment and are fully responsible for the outcomes of decisions based on our research. Raistocks.com holds no liability for gains/losses arising from such trades.

9. SEBI/NISM Credentials – No Assurance

Our SEBI registration, NISM certification, and RAASB enlistment demonstrate regulatory compliance but do not assure investment performance or returns.

10. Grievance Redressal Mechanism

For any grievance or query:

Step 1: Contact Raistocks directly at:
Contact person: Nikhil Kumar Sahu
Email: support@raistocks.com
Phone: 9630135233
Website: https://raistocks.com
Step 2: If unresolved, lodge your complaint on SEBI’s SCORES platform: https://scores.sebi.gov.in
Step 3: You may also use the Smart ODR platform for online dispute resolution: https://smartodr.in

11. Keep Your Contact Details Updated

Clients are requested to keep their mobile number and email ID updated at all times to receive uninterrupted research updates and service communication.

12. Your Account Credentials Are Private

Raistocks.com will never ask for your trading account passwords, bank OTPs, or demat credentials. Clients are strongly advised not to share such sensitive information with anyone—including Raistocks.com team members.

Declaration: By engaging with Raistocks.com, you acknowledge reading, understanding, and agreeing to the above MITC.

10. Data Privacy

We collect and process personal data in compliance with the IT Act, 2000, SPDI Rules, and SEBI guidelines.
Please refer to our Privacy Policy for full details.
By using our Services, you consent to such collection, storage, and use of your data.

11. Privacy Policy

Effective Date: 13 May 2025
Last Updated: 22 June 2025

RAIStocks.com/ Nikhil Kumar Sahu (“we”, “our”, or “us”) operates the website www.Raistocks.com (“Website”) and is a SEBI-Registered Research Analyst (Registration No: INH000020396, governed by the Securities and Exchange Board of India (Research Analysts) Regulations, 2014.

We are committed to maintaining the confidentiality, integrity, and security of the personal information of our users. This Privacy Policy describes how we collect, use, store, and protect your information when you access or use our Website or services.

1. Applicability

This Privacy Policy applies to all visitors, users, clients, and subscribers (“you” or “user”) of our Website or services offered through it, including research reports, newsletters, subscriptions, Telegram messages/broadcasts, and other communication channels.

2. Information We Collect

We may collect the following categories of information:

(A) Personally Identifiable Information (PII)

Full Name
Email Address
Phone Number
Address (for KYC)
PAN and other identification details
Bank account details (for refund processing)

(B) Non-Personal Information

IP address
Browser type and version
Device information
Cookies and Usage Data
Geographic location (approximate)

(C) KYC & Regulatory Compliance Data

We may collect data as mandated under SEBI norms, AML compliance, and for subscription-based services, including but not limited to PAN, Aadhaar, and proof of address.

3. Purpose of Collection and Use

To provide our research services and investment insights
To verify your identity and comply with SEBI regulations
To send you research reports, updates, and newsletters
To contact you regarding your account, subscriptions, or queries
To comply with legal, regulatory, and audit obligations
To improve our services and user experience
To conduct internal research and analytics (non-personalized)

We do not sell or rent your personal information to third parties.

4. Lawful Basis for Processing

Consent (obtained at the time of sign-up or KYC)
Contractual necessity (to provide subscribed services)
Legal and regulatory obligations (e.g., SEBI, IT Act compliance)
Legitimate interests (fraud prevention, service improvement)

5. Data Sharing and Disclosure

We may share your information with:

Government or regulatory bodies (e.g., SEBI, Income Tax authorities) upon lawful request
Our legal, audit, and compliance partners
Technology vendors (e.g., CRM, email, or cloud service providers) under strict confidentiality
Payment processors (Razorpay, PayU, etc.) for transactions

We do not share your data with advertisers or third-party marketers.

6. Data Storage and Retention

Your data is stored on secure servers located within India.
We retain personal data as long as necessary to fulfill the purpose for which it was collected, or as required by law or SEBI guidelines (e.g., minimum of 5 years).
After the retention period, data is securely deleted or anonymized.

7. Data Security

We use industry-standard security measures, including:

SSL encryption
Firewalls and access restrictions
Secure storage and data access protocols
Regular audits and vulnerability assessments

However, no system is fully immune from breach. In case of a data breach, we will notify affected users and the relevant authority as required under law.

8. User Rights

Subject to applicable law, you may have the right to:

Access your personal data
Correct or update incorrect or incomplete data
Withdraw consent (may affect services)
Request data deletion (as per regulatory limits)
Lodge a complaint with a regulatory authority (e.g., CERT-IN, SEBI)

To exercise your rights, please contact us at support@raistocks.com.

9. Cookies and Tracking

We use cookies and similar technologies for:

Website functionality
User session management
Analytics (e.g., Google Analytics)
Preference storage

You can manage cookies through your browser settings. Blocking cookies may affect the functionality of the website.

10. Third-Party Links

Our Website may contain links to third-party sites (e.g., payment gateways, social media). We are not responsible for the privacy practices or content of those sites.

11. Children’s Privacy

Our services are not intended for use by minors (under age 18). We do not knowingly collect information from children. If we discover such data, it will be deleted immediately.

12. Changes to This Privacy Policy

We may revise this Privacy Policy from time to time. The latest version will always be available on our Website with the effective date. Continued use of our services implies consent to the updated policy.

13. Grievance Redressal / Contact Us

If you have any questions, complaints, or grievances related to your privacy or this policy, please contact us:

Name: Nikhil Kumar Sahu
Designation: Grievance Officer
Email: support@raistocks.com
Phone: 9630135233
Address: H. No. 236, Ward no. 12, Palaud, Naya Raipur, Raipur, Chhattisgarh. PIN 492101

14. SEBI Disclosures

We maintain records of client interactions and research reports as per Regulation 25 of SEBI (Research Analyst) Regulations, 2014.
We comply with all obligations related to privacy, record keeping, and disclosures as outlined under SEBI circulars and directives.
We ensure that all data processing activities are conducted in accordance with SEBI and Indian legal standards.

By using our Website and services, you agree to this Privacy Policy.

12. Grievance Redressal

If you have a concern, query, or grievance, you may contact our Grievance Officer:

Name: Nikhil Kumar Sahu
Email: Support@raistocks.com
Phone: 9630135233
Address: H. No. 236, Ward no. 12, Palaud, Naya Raipur, Raipur, Chhattisgarh. PIN 492101

We aim to resolve all complaints within 7 to 21 working days, in line with SEBI and IT Rules.

You may also escalate unresolved complaints to SEBI SCORES platform at https://scores.gov.in. or You may also use the Smart ODR platform for online dispute resolution https://smartodr.in

13. INVESTOR CHARTER IN RESPECT OF RAs

Vision and Mission Statements for investors

Vision: Invest with knowledge & safety.

Mission: Every investor should be able to invest in right investment products based on their needs, manage and monitor them to meet their goals, access reports and enjoy financial wellness.

Details of business transacted by the Research Analyst with respect to the investors

To publish research report based on the research activities of the RA
To provide an independent unbiased view on securities.
To offer unbiased recommendation, disclosing the financial interests in recommended securities.
To provide research recommendation, based on analysis of publicly available information and known observations.
To conduct audit annually
To ensure that all advertisements are in adherence to the provisions of the Advertisement Code for Research Analysts.
To maintain records of interactions, with all clients including prospective clients (prior to onboarding), where any conversation related to the research services has taken place.

Details of services provided to investors (No Indicative Timelines)

Onboarding of Clients

Sharing of terms and conditions of research services
Completing KYC of fee paying clients

Disclosure to Clients:

To disclose, information that is material for the client to make an informed decision, including details of its business activity, disciplinary history, the terms and conditions of research services, details of associates, risks and conflicts of interest, if any
To disclose the extent of use of Artificial Intelligence tools in providing research services
To disclose, while distributing a third party research report, any material conflict of interest of such third party research provider or provide web address that directs a recipient to the relevant disclosures
To disclose any conflict of interest of the activities of providing research services with other activities of the research analyst.
To distribute research reports and recommendations to the clients without discrimination.
To maintain confidentiality w.r.t publication of the research report until made available in the public domain.
To respect data privacy rights of clients and take measures to protect unauthorized use of their confidential information
To disclose the timelines for the services provided by the research analyst to clients and ensure adherence to the said timelines
To provide clear guidance and adequate caution notice to clients when providing recommendations for dealing in complex and high-risk financial products/services
To treat all clients with honesty and integrity
To ensure confidentiality of information shared by clients unless such information is required to be provided in furtherance of discharging legal obligations or a client has provided specific consent to share such information.

Details of grievance redressal mechanism and how to access it

Investor can lodge complaint/grievance against Research Analyst in the following ways:

Mode of filing the complaint with research analyst

In case of any grievance / complaint, an investor may approach the concerned Research Analyst who shall strive to redress the grievance immediately, but not later than 21 days of the receipt of the grievance.

Mode of filing the complaint on SCORES or with Research Analyst Administration and Supervisory Body (RAASB)

SCORES 2.0 (a web-based centralized grievance redressal system of SEBI for facilitating effective grievance redressal in a time-bound manner) (https://scores.sebi.gov.in)

Two-level review for complaint/grievance against Research Analyst:

First review done by the designated body (RAASB)
Second review done by SEBI

If the Investor is not satisfied with the resolution provided by the Market Participants, then the Investor has the option to file the complaint/ grievance on SMARTODR platform for its resolution through online conciliation or arbitration.

With regard to physical complaints, investors may send their complaints to:

Office of Investor Assistance and Education,
Securities and Exchange Board of India,
SEBI Bhavan, Plot No. C4-A, ‘G’ Block,
Bandra-Kurla Complex, Bandra (E),
Mumbai – 400 051

Rights of investors

Right to Privacy and Confidentiality
Right to Transparent Practices
Right to fair and Equitable Treatment
Right to Adequate Information
Right to Initial and Continuing Disclosure
Right to receive information about all the statutory and regulatory disclosures
Right to Fair & True Advertisement
Right to Awareness about Service Parameters and Turnaround Times
Right to be informed of the timelines for each service
Right to be Heard and Satisfactory Grievance Redressal
Right to have timely redressal
Right to exit from a Financial product or service in accordance with the terms and conditions agreed with the research analyst
Right to receive clear guidance and a caution notice when dealing in Complex and High-Risk Financial Products and Services
Additional Rights to vulnerable consumers – Right to get access to services suitably, even if differently abled
Right to provide feedback on the financial products and services used
Right against coercive, unfair, and one-sided clauses in financial agreements

Expectations from the investors (Responsibilities of investors)

Do’s

Always deal with a SEBI registered Research Analyst.
Ensure that the Research Analyst has a valid registration certificate.
Check for SEBI registration number.
Please refer to the list of all SEBI registered Research Analyst which is available on SEBI website in the following link: https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=14
Always pay attention to disclosures made in the research reports before investing.
Pay your Research Analyst through banking channels only and maintain duly signed receipts mentioning the details of your payments. You may make payment of fees through Centralized Fee Collection Mechanism (CeFCoM) of RAASB if research analyst has opted for the mechanism. (Applicable for fee paying clients only)
Before buying/ selling securities or applying in public offer, check for the research recommendation provided by your Research Analyst.
Ask all relevant questions and clear your doubts with your Research Analyst before acting on recommendation.
Seek clarifications and guidance on research recommendations from your Research Analyst, especially if it involves complex and high risk financial products and services.
Always be aware that you have the right to stop availing the service of a Research Analyst as per the terms of service agreed between you and your Research Analyst.
Always be aware that you have the right to provide feedback to your Research Analyst in respect of the services received.
Always be aware that you will not be bound by any clause, prescribed by the research analyst, which is contravening any regulatory provisions.
Inform SEBI about Research Analyst offering assured or guaranteed returns.

Don’ts

Do not provide funds for investment to the Research Analyst.
Don’t fall prey to luring advertisements or market rumours.
Do not get attracted to limited-period discounts or other incentives, gifts, etc, offered by the Research Analyst.
Do not share login credentials and password of your trading, demat or bank accounts with the Research Analyst.

14. Raistocks.com Do’s and Don’ts

1. Capital Protection and Risk Management Responsibility

Responsibility of Capital Protection:

The responsibility of protecting your invested capital lies solely with you, the client. As a SEBI-registered Research Analyst, we provide research and analysis only. We do not execute trades or control your funds. You are fully responsible for managing your capital, placing trades, and adhering to prudent risk management practices.

Position Sizing and Risk Management Guidelines:

To help clients manage risk prudently, we recommend the following risk and position sizing framework:

Position Size: The capital allocated to any single trade should be between 6% to 16% of your total trading capital.
Risk per Trade: The loss you are willing to tolerate on any single trade (i.e., the stop-loss risk) should not exceed 4% to 12% of the position size.

This framework results in an effective capital risk ranging from 0.24% (minimum) to 1.92% (maximum) per trade, calculated as:

Position Size × Risk % = Capital at Risk
e.g., 6% × 4% = 0.24% and 16% × 12% = 1.92%

Strict Compliance Recommended:

Clients are strongly advised to adhere strictly to the above position sizing and risk management parameters. These guidelines are designed to help you preserve capital and reduce the impact of adverse market movements. Non-compliance with these recommendations may result in higher-than-expected losses, for which we shall not be held liable.

Weightage-Based Trade Execution:

For each trade, weightage or lot size will be communicated to you in advance. You are expected to execute trades strictly as per the weights communicated. This weight-based approach serves as a capital protection mechanism and is designed to reduce the potential adverse impact on your portfolio. For investment and swing recommendations in the cash segment, stop-loss levels may not be provided. However, you must follow the weightage communicated for each trade. Adherence to the recommended allocation acts as an implicit shield, helping to safeguard your capital from severe market downturns.

2. Raistocks.com Do’s

Read the trade recommendations carefully.
Weight assigned to each trade is for your capital safety. Please trade accordingly.
Understand the risk attached to the recommendation.
Take action only after completely accepting the risks it carries.
Always maintain stop-loss discipline. Exiting on SL is part of risk management—not a failure.
Follow position sizing guidelines strictly. Do not overleverage, even in high-conviction trades.
Stay updated through our official communication channels—Telegram, dashboards, or Emails.
Maintain a trading journal to log entry, exit, reasons, and emotional state. This builds awareness and discipline. Our dashboard has the option to journal everything.
Give each strategy sufficient time to perform. Avoid judging based on 1–2 trades.
Communicate with our support if anything is unclear—doubts lead to wrong execution. Clarity leads to results.

3. Raistocks.com Don’ts

Don’t trade blindly without reading the full recommendation and its context.
Don’t change the position size based on emotions or recent wins/losses.
Don’t skip the stop loss. One skipped SL can wipe out profits from multiple trades.
Don’t combine our trades with other external tips or conflicting strategies.
Don’t expect 100% accuracy. Focus on long-term consistency and risk-reward edge.
Don’t take revenge trades or double down after a loss. Regain composure before your next trade.
Don’t trade with money you can’t afford to lose or capital meant for essential expenses.
Don’t hesitate to ask questions. Staying silent during confusion often leads to wrong trades.
Don’t overtrade or chase trades out of FOMO (fear of missing out). Trade the system, not emotions.
Don’t ignore reviews, updates, or changes in levels that we communicate. Staying updated is part of the system.

“Markets don’t reward emotions. They reward consistency, discipline, and adherence to a process. At Raistocks, we’re here to walk with you—step by step—as you grow into a more mature, more successful trader. Stick to the rules, and you’ll stay in the game long enough to win.”

15. Disclaimer of Warranties

Our Website and Services are provided on an “as is” and “as available” basis.
We do not warrant uninterrupted, timely, or secure access to Services.
We do not guarantee returns or outcomes from any investment based on our research.

16. Limitation of Liability

To the maximum extent permitted by applicable law:

We shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising out of your use of the Website or Services.
Our total liability, in any case, shall not exceed the amount paid by the user for the respective Service in the preceding 3 months.

17. Modification of Terms

We reserve the right to modify or update these Terms at any time. The revised Terms will be posted on the website with the updated effective date. Continued use of the Website or Services constitutes your acceptance of the revised Terms.

18. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India.
Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Raipur, Chhattisgarh.

19. Contact Us

For questions about these Terms or your dealings with our platform, please contact us at:

Email: Support@raistocks.com
Phone: 9630135233
Website: www.raistocks.com